Ho3 Home Insurance. However, just as variety is the spice of life, it fear not. Third, vandalism and malicious mischief is only excluded if the dwelling has been vacant for more than 60 days.
Common coverages include personal liability, loss of use and medical payments. And it kind of is. Rather, it lists the perils your home insurance does not cover.
It offers the broadest coverage for your home and belongings.
Ho3 policies usually protect against the same 16. Ho3 vs ho6 homeowners insurance, there is a huge difference between these policies, learn how they work in 2021. Who has the best home or condo insurance policy? The ho3 policy acts like a named peril policy when it offers coverage for the contents of the insured property.