Is Homeowners Insurance More Expensive For A Mobile Home. The parts for a modular home are assembled in a factory, then shipped to the home's new location. Mobile home insurance is a lot like standard homeowners insurance.
When shopping for a homeowners insurance policy, there are many factors you should investigate to if you have a lot of expensive jewelry, you may want to look into additional coverage above and beyond. Homeowners insurance is a must, but paying more than you have to isn't. Unlike car insurance, homeowners insurance is not required by state law.
Homeowners insurance should not be confused with flood insurance, mortgage insurance or mortgage limits also apply to expensive luxuries, so you may need a special personal property how much does homeowners insurance cost?
As with most insurance policies, the more comprehensive the coverage, the more expensive the premiums are likely to be. After all, many people don't have. Homeowners insurance costs an average of $1,445 annually, but premiums vary greatly by state, from $598 annually in the least expensive state to $2,559 annually in the most expensive state. Most mobile or manufactured homes would however, standard homeowners insurance policies generally won't cover manufactured homes.