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A home renovation loan is a loan that includes funds for renovating, remodeling and repairing a home. Thanks for your interest in bcu home loans! / маних тактика, проверка, стратегия, вывод с халявы. Generally speaking, a secured personal loan is a personal loan which is secured by some form of collateral that you own—such as a home or a car—that your lender has the right to sell in the event.